Effective Date: 7 July 2026
Welcome to BusinessExchange SG ("BusinessExchange SG", "we", "our", or "us").
BusinessExchange SG is owned and operated by HRTG Pte. Ltd.
We respect your privacy and are committed to protecting your personal data in accordance with Singapore's Personal Data Protection Act 2012 (PDPA).
By accessing or using BusinessExchange SG, you agree to the collection, use and disclosure of your personal data as described in this Privacy Policy.
We may collect personal data including, but not limited to:
If you create a listing, we may collect:
When a buyer contacts a seller, we may collect:
We may automatically collect:
We use your information to:
When a buyer submits an enquiry, the contact details provided will be shared with the relevant seller so that both parties may communicate directly.
Likewise, sellers acknowledge that information included in their listings may be visible to prospective buyers.
BusinessExchange SG does not participate in negotiations or transactions between buyers and sellers.
If you subscribe to our mailing list, we may send you updates regarding:
You may unsubscribe at any time by following the unsubscribe link in our emails or contacting us directly.
BusinessExchange SG uses cookies and similar technologies to:
You may disable cookies through your browser settings, although some features may not function correctly.
We may use trusted third-party providers to operate our platform, including services for:
These providers may process personal data only to the extent necessary to perform services on our behalf.
Payments for listings are processed securely through third-party payment providers such as Stripe.
BusinessExchange SG does not store your complete credit card or payment card details.
Please refer to the relevant payment provider's privacy policy for information about how your payment data is handled.
We implement reasonable administrative, technical and organisational measures to protect personal data against unauthorised access, disclosure, alteration and destruction.
While we take appropriate security measures, no internet transmission or electronic storage method can be guaranteed to be completely secure.
We retain personal data only for as long as reasonably necessary to:
When personal data is no longer required, it will be securely deleted or anonymised.
Subject to applicable law, you may request to:
Requests may be submitted using the contact information below.
Your information may be processed or stored outside Singapore where our service providers operate.
Where such transfers occur, we will take reasonable steps to ensure that your personal data receives a standard of protection comparable to that required under Singapore's PDPA.
BusinessExchange SG is intended for individuals aged 18 years and above.
We do not knowingly collect personal information from children under the age of 18.
We may update this Privacy Policy from time to time.
The latest version will always be published on our website together with the updated effective date.
Your continued use of BusinessExchange SG constitutes acceptance of any revised Privacy Policy.
If you have any questions regarding this Privacy Policy or your personal data, please contact:
BusinessExchange SG
Operated by HRTG Pte. Ltd.
Email: hello@hrtg.me
We will respond to privacy-related enquiries within a reasonable timeframe in accordance with applicable Singapore laws.